I'm wondering how the Allstates of the world are viewing the increase in automotive computing capability and if they will factor it into their rates at some point. (I mean in terms of REDUCING insurance rates.) I was shocked recently to find out that my six-year old Sentra cost more to insure than a newer car, and the agent told me that one reason is that newer cars have all those airbags. By analogy, I wonder if a car with some demonstrated autonomy via computer control will be similar safer and thus qualify for reduced rates, at least at some point when this all shakes out and becomes more mainstream.
I suppose stranger things have happened and there's no doubt the technology will get there. This is clearly one of those situations where the technology is likely ahead of consumer's comfort zone for entrusting their safety to some computerized, autonomous vehicle system. Even the idea of cars chugging along with people in the backseats doing other stuff is creepy to me, however inevitable.
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